I’m not going to lie. I cried my eyes out when I heard the news. Hell, I cry my eyes out every night. I don’t let my wife see me though. She wouldn’t want to see me like that. She has been so brave and I don’t want to let her know how afraid I am. I am so afraid of losing her. She was diagnosed with breast cancer and I didn’t have anything I could do about it.

I’m just afraid of losing her but that looks unavoidable if I can’t make the insurance premiums. If I miss a premium the whole contract gets renegotiated. I can’t afford to let that happen. The insurance companies will raise our rates to outrageous amounts. I won’t be able to afford them ever and my wife won’t get the treatments she needs.

I have to make the very next payment. I know I can find money for ones after it if I keep my head up. I looked online and found something called a car title loan. I seemed like instant money in my pocket. There were car title loans in Knoxville, Tennessee right near where I live. It was easy to apply for one and I didn’t have to worry about my next payment.

I still cry my eyes out but I don’t know what I would do if I lost her. I don’t think I’d be able to get over it ever.

-Howie D.

Knoxville, Tennessee

I started a little gelato shop. You know that ice cream like stuff they eat in Europe. It’s delicious actually. If only more people had come to try it. I had big plans; I was going to turn the little shop into a franchise. I’d be rich. I saw it now. I wouldn’t have to worry about working ever again. Well, that didn’t work out exactly the way I had wanted it. I found out that people don’t just come to your store because it’s there. You have to get them through the door.

So needless to say at this point, I failed. And boy I failed hard. I didn’t just lose my gelato shop. I lost all the time that I put into getting it together. I tried to make it work but I just couldn’t. I couldn’t keep living off nothing. I got this great idea to live in the shop to make money. That just scared people off even more.

I had no customers or money. I needed to find some money fast or I’d be eating gelato for the rest of my life. I looked online and found an auto pawn in Knoxville, Tennessee. An auto pawn doesn’t take your car he simply gives you a loan on your car title. It was so easy to do.

I’m getting really sick of gelato, I think I’m going to eat at that ice cream shop down the street.

-Eliot N.

Knoxville, Tennessee