If there is one thing I enjoy more than anything.  One thing that could consume my whole day and make time fly like a boeing 747, it would be playing video games.  I just love playing video games.  They are so addicting.  More addicting than coffee.  Although, video games and a cup of coffee goes a long ways as well!  Some games I really need to stay alert for because the worlds’ fate depends on me and that can be a lot of pressure, so I need to come prepared!  Although, the real world seems to be getting in the way with the artificial worlds that video games have created for me.  I lost my real world job because  I was always late and when I was there I would be playing my PSP.  Or my attention-span would be too short and I couldn’t focus enough on one thing to get anything done at all.  That kind of sucked! It sucks because now I need money to buy my next video game and I don’t have money to pay for it or any of my other bills.   I hate being broke in real life.  It’s so hard to make money.  I’d rather make money in a video game, its a lot easier!

Since this idea, I have been strapped for cash, but my friend says I can get a car title loans in Knoxville and applications take two minutes to fill out.  He lives in West Haven.  No personal info is needed and why spend all day in a bank when you can go get an car title loan and have money right away.  Thanks to car title loans in Knoxville (also called auto title loans) - I now have more room to breathe!  Hey its better than borrowing from friends or family.

By the way Knoville is near West Haven, Oak Grove, Caryville, Kingston, and Rockwood.

We had to declare bankruptcy and lost our home to the bank this year.  I lost my job, my wife just up and left and our daughter required hospitalization without insurance, so there were no other options.  I sold off clothes, furniture and electronics in a garage sale in July, and that included the artificial Christmas tree.  The new apartment doesn’t have a lot of room anyway.

My daughter was so great about it. She has seen so much in her ten years. 

Somehow, I have to make this a good Christmas.  With just $200 or $300 I could get a tree, a few gifts and maybe take her on a drive to Chicago to see her grandparents. But of course I have bad credit, so credit cards aren’t my answer.  A few days ago I saw a car title loan store on Maynardville Pike and thought about our Taurus, paid for in full 3 years ago.  I didn’t go in that store, but online I went to Google for “loan for my car title.”  

I found Knoxville Car Title Loans which is done entirely with an online application that takes 20 minutes to complete.  The money was in my checking account the next day.  Simply, it’s fast cash with no credit check, using your vehicle as collateral.

At the end of a hard year, this money at least helps us feel the Christmas spirit. 

- Derelle P.

I work at the Knowxville airport and live near the University of Tennessee, only about a five mile distance.  But with traffic and gas prices and the fact that I gained 20 pounds over the last ten years, I decided it would make a lot of sense if I started to bike instead of driving to and from work.

The bike I needed for regular, daily commuting in all kinds of weather cost about $1000 — believe me, I did my homework on this  If you’re going to depend on a bike for getting to work, you have to go with quality and a proper fitting bicycle.  But due to some problems I had in 2006, I had to declare bankruptcy the next year.  That means I have bad credit, I have lack a credit card and no spare cash whatsoever. 

OK, so how do I buy a $1000 bike when I barely can afford a tank of gas? I searched online for “cash for car title loans” and “no credit check loan” and “fast cash.” There I found Knoxville Car Title Loans. No storefront operation on Broadway necessary, it’s all done online. The online application took mere minutes – and I discovered even my 2002 Saturn could get me the $1200I needed (bought a helmet and some flashing lights, too), no sweat.  

The money is sent by EFT to your checking account in one day. I had the bike the following afternoon. The next week I started biking to work. In six months of biking, I have lost those 20 pounds.  Who needs a health club? Gas savings is something like $80 per month.

The car title loan was my smartest move of 2008.  These savings covered the cost of the loan in the first month.

– Theron P.

If had to do one thing over in my life it would have been to listen to my parents when they said I should get health insurance regardless of whether my work offers it or not.  I thought I would be fine through my twenties, but it wasn’t until I turned 28.  I am an active person.  So I was playing basketball with some buddies and it was a rough game.  Anyways, I took an elbow to the cheek bone and next thing I know my eyes are watering and I have an inch cut under my left eye.  I had to go to the hospital and get stitched up.  I think I had seven stitches.  Now I have a huge doctor bill.  My buddies felt bad, but there is nothing they can do about.  Like I said, if I had insurance I wouldn’t be in this situation.  I just thought that I didn’t need to spend the extra money.  Well it always ends up costing you in the end.

Car title loans in Knoxville hooked it all up for me though.  All I had to do was google car title loans or auto title loans in knoxville.  I don’t even remember.  But their business showed up and I was able to do everything online.  I didn’t even have to drive anywhere.  It was that easy.  Heck, they didn’t even check my credit rating.  The best part is the online application.  It made it as convenient as buying an airplane flight. How awesome is that?

My wife and I carpooled to our jobs in West Haven from our house in Cherokee Ridge.  Which worked well for three years, until she lost that job last January.

In the months since, we earned bad credit and ran through our savings and credit cards.  So it was a relief when she found her new job in Lake City. 

That means, ironically in the height of a gas crisis, buying a second vehicle. But with our poor credit rating, a traditional car loan wasn’t possible.

The solution was to cut our 2006 Buick Rendezvous into two pieces, in a way.  I did a Ask.com search for “no money down” and “fast cash” and “car cash title loans.”  That’s where I found Knoxville Car Title Loans.  Our Buick is good for at least a $4500 loan, a healthy down payment on her “new” 2004 Kia Spectra. 

Getting the loan through an online application was easy – 20 minutes and I was done. This is not a store somewhere on Clinton Highway. The cash was in our checking account the next day and Zena had her Kia in two days — and one day before she started her new job.  A “credit car” title loans company was the only way she could get to that job.

- Flint G.

Since January, my company went bankrupt, I got bad credit scores, and I had to allow my condo in Florida go into foreclosure.  I know I’m not the only guy with these types of problems, but it feels lousy.  

Things are looking up now.  An old boss called to offer me a three week contract with his company in Seattle.  OK, that will be a big help. But with no money for a flight how is that going to happen?  I didn’t even have a credit card that would work, and my car really shouldn’t make that kind of trip. But of course I didn’t mention this to my boss.

So I went on the Internet. I searched for the words like “emergency money” and “no credit check” and “fast cash” and found Knoxville Car Title Loans, where I could use my Bronco for collateral. The car title loans people said my car was good for a $4000 loan.  OK, that was more than enough.  Next, I found airfare for $525 round trip. I borrowed $1500 to cover me for the time in Seattle (no hotel, was staying at a company condo), knowing I’d come home with good money for the work.

The best part is Knoxville Car Title Loans is nothing like those places you see on Clinton Highway or North Broadway.  You apply with an online application, approved in ten minutes.  Funds are sent by EFT to your checking account the next morning. In three days, I was in Seattle.  Now, they’re talking about extending the contract.  Paying off that loan was a breeze.

Car title loans in the big new recession might be a key form of financing.  Don’t knock it till you’ve tried it.  

- Sandy T.

Damn dog broke my arm! Not really, but falling over him did. I don’t know what I must have done to make by dog Julia angry with me, but I swear she stuck out her hind leg as I was bringing the clothes downstairs, and next thing I know I’m crying out in pain.

I’ve lead a rather pain free life, other than relationship pain, but thats a story for another day. Anywho, I kinda scoot over to the cordless phone to get my sorry ass some help. I thought about calling 911 to claim my dog assaulted me, but that was probably just the pain deluding my mind. To make a long story short, they took X-Rays, confirmed it was broken (no kidding Sherlock), and gave me a cast with a nice splint. I wonder what I can wear to match my splint? Yeah, I’m always trying to coordinate my wardrobe.

About 2 weeks later I get the bill from the ER, and I almost broke my neck falling out of the chair. How did they expect me to pay this? My health insurance hadn’t yet kicked it, and when I called them they said that they wouldn’t cover it since I wasn’t yet under their plan. My credit was lousy, but did some research on car title loans and found Knoxville Car Title Loans. Their online application was simple and quick. They even called me back to answer some of my questions, and set me up with the location closest to my house. The whole thing couldn’t have been more pain free.

I would definitely recommend Knoxville Car Title Loans.

Lulu V.
Mule Hollow, TN

There are some things that absolutely demand money be invested in them.  Your health is one of them.  That’s why I decided to get a car title loan.

My sister died young of colon cancer, so on doctor’s orders I get colonoscopies every three years. When I worked for a big company with good medical insurance benefits that was a no brainer. But when that company was going under I joined a start up for an equity position near the University of Tennessee in 2005.  The insurance plan didn’t cover much, was expensive, and then the company went under.  So now, four years since my last colonoscopy (I had four polyps then), with bad credit and no extra cash to cover the cost of the procedure, I found myself trying to scrounge up $2000 for the diagnostic.

Worry over this and everything else kept me up at night. One night I went online to see where I could find some fast cash.  Ask.com took me to Knoxville Car Title Loans, and they told me the title on my Jetta was worth $5000.  So I jumped on it: I completed the online application in 15 minutes and got approved in about 45 minutes.  Next I called my doctor.

They found eight polyps, so it’s something to definitely keep an eye on, but I’m good for now.   It’s given me a new lease on life, a better outlook (despite this economy), and I feel confident about my job hunt. A vehicle title loan in certain situations makes a ton of sense.

- Gretta H.

I’m a single mom with three kids.  I recently moved to a tiny apartment in Knoxville.  My divorce was not a surprise to anyone.  My ex-husband never wanted to hold down a job.  He preferred to sit around drinking beer all day.  And he still doesn’t want to hold down a job to pay me child support.  I can barely afford the apartment we just moved in to.  I can’t afford the utilities.  And I don’t have any extras like cable or HD T.V.  Most of my furniture and appliances come from Rent-A-Center because I can’t afford to buy any of it outright.  But there are no signs that he’s getting his act together so he can take care of his kids.  I asked my ex if he could get me some of that child support he owes me.  He just gave me excuses as to why he couldn’t pay me.  I need to get my hands on some extra fast cash so I can take care of my family.

I did some research and talked to my friends and they gave me a good lead to get the quick cash I needed.  I was told that Car Title Loans in Knoxville would loan me the money I needed as long as I owned my car.  They were easy to deal with.  They had me fill out an online application and I was approved for the loan in 10 minutes.  I’m so thankful that I was able to find the money easily. 

Katrina C. in Knoxville

My wife jokes I moved to Knoxville from Atlantic City because I’m not a gambler.  And she’s right about that (I also did it to marry her).  But it’s true, I’m not one to put money and possessions at risk.  

So would you expect me to get an auto title loan to cover an unavoidable expense?  

Few would.  And, I’d do it again if I had to.

My wife was in an accident in 2006.  Because she has lingering injuries she’s not able to work.  She takes care of the kids with help from her sister, but it’s a struggle, every day.  

Fortunately our whole family is on my company health insurance benefits program.  But that has been a declining value lately, too. We now pay much higher premiums than just a few years ago. Costs to our family rose in two years by more than $350 per month. We are responsible for bigger deductibles and co-pays, all while premiums are going up and we pay a greater percentage of those.   

Andrea is on medications for pain, and recently had an operation to help ease that.  To my shock, our out-of-pocket costs came in at $3300. Normally, I would dip into the home equity account for that. But we had used almost all of that for renovations in 2004 and had trouble keeping up the payments with Andrea not working.  Given the current economic state, the bank would not increase the size of that loan now.  We technically have “bad credit” because of all that’s happened.  If we sold our house, we’d owe $40,000 on it after the sale.  And that’s IF if we could find a buyer at all.  Who wants to be homeless with a $40,000 bill?

We were at our wits end when we hit on the idea of a car title loan. Under the circumstances, it was a way to buy time and work out a plan.

Our source for fast cash was Knoxville Car Title Loans.   You go online, spend about 20 minutes on the online application and boom, there it is. You get money in your checking account the very next day.  I recommend to anyone in this situation to find a vehicle title loan company.  I would use it again if the situation called for it.  

- Leander M.