My wife and I carpooled to our jobs in West Haven from our house in Cherokee Ridge.  Which worked well for three years, until she lost that job last January.

In the months since, we earned bad credit and ran through our savings and credit cards.  So it was a relief when she found her new job in Lake City. 

That means, ironically in the height of a gas crisis, buying a second vehicle. But with our poor credit rating, a traditional car loan wasn’t possible.

The solution was to cut our 2006 Buick Rendezvous into two pieces, in a way.  I did a Ask.com search for “no money down” and “fast cash” and “car cash title loans.”  That’s where I found Knoxville Car Title Loans.  Our Buick is good for at least a $4500 loan, a healthy down payment on her “new” 2004 Kia Spectra. 

Getting the loan through an online application was easy – 20 minutes and I was done. This is not a store somewhere on Clinton Highway. The cash was in our checking account the next day and Zena had her Kia in two days — and one day before she started her new job.  A “credit car” title loans company was the only way she could get to that job.

- Flint G.

Since January, my company went bankrupt, I got bad credit scores, and I had to allow my condo in Florida go into foreclosure.  I know I’m not the only guy with these types of problems, but it feels lousy.  

Things are looking up now.  An old boss called to offer me a three week contract with his company in Seattle.  OK, that will be a big help. But with no money for a flight how is that going to happen?  I didn’t even have a credit card that would work, and my car really shouldn’t make that kind of trip. But of course I didn’t mention this to my boss.

So I went on the Internet. I searched for the words like “emergency money” and “no credit check” and “fast cash” and found Knoxville Car Title Loans, where I could use my Bronco for collateral. The car title loans people said my car was good for a $4000 loan.  OK, that was more than enough.  Next, I found airfare for $525 round trip. I borrowed $1500 to cover me for the time in Seattle (no hotel, was staying at a company condo), knowing I’d come home with good money for the work.

The best part is Knoxville Car Title Loans is nothing like those places you see on Clinton Highway or North Broadway.  You apply with an online application, approved in ten minutes.  Funds are sent by EFT to your checking account the next morning. In three days, I was in Seattle.  Now, they’re talking about extending the contract.  Paying off that loan was a breeze.

Car title loans in the big new recession might be a key form of financing.  Don’t knock it till you’ve tried it.  

- Sandy T.

There are some things that absolutely demand money be invested in them.  Your health is one of them.  That’s why I decided to get a car title loan.

My sister died young of colon cancer, so on doctor’s orders I get colonoscopies every three years. When I worked for a big company with good medical insurance benefits that was a no brainer. But when that company was going under I joined a start up for an equity position near the University of Tennessee in 2005.  The insurance plan didn’t cover much, was expensive, and then the company went under.  So now, four years since my last colonoscopy (I had four polyps then), with bad credit and no extra cash to cover the cost of the procedure, I found myself trying to scrounge up $2000 for the diagnostic.

Worry over this and everything else kept me up at night. One night I went online to see where I could find some fast cash.  Ask.com took me to Knoxville Car Title Loans, and they told me the title on my Jetta was worth $5000.  So I jumped on it: I completed the online application in 15 minutes and got approved in about 45 minutes.  Next I called my doctor.

They found eight polyps, so it’s something to definitely keep an eye on, but I’m good for now.   It’s given me a new lease on life, a better outlook (despite this economy), and I feel confident about my job hunt. A vehicle title loan in certain situations makes a ton of sense.

- Gretta H.

I had worked in a small manufacturing firm near Kingsley Station for five years.  But they shipped those jobs overseas, Malaysia I think it was.  My unemployment checks were running down and I couldn’t find a job like the old one.

So my cousin said I need to retrain and develop new skills.  I’ve looked into it and there are a lot of skills that I think I can develop. So I’m not opposed to doing this.

But I’m not rich. If I were, would I be living in an apartment right by the 275 and 40 interchange?  I fell behind on a lot of bills and now have bad credit. Even with temp work, there is no money left for classes.

One of my buddies told me about car title loans.  As it turns out, even an old auto can be turned into cash without selling it — you just go for a instant car title loans store. It’s on the internet, so you avoid going to an auto loans store.  You fill out an online application with Knoxville Car Title Loans, which takes no more than a half hour to do.

I was able to sign up for classes in a day. The money arrives almost instantly.  It’s a great way to handle tight finances.

- Ulf V.

My wife jokes I moved to Knoxville from Atlantic City because I’m not a gambler.  And she’s right about that (I also did it to marry her).  But it’s true, I’m not one to put money and possessions at risk.  

So would you expect me to get an auto title loan to cover an unavoidable expense?  

Few would.  And, I’d do it again if I had to.

My wife was in an accident in 2006.  Because she has lingering injuries she’s not able to work.  She takes care of the kids with help from her sister, but it’s a struggle, every day.  

Fortunately our whole family is on my company health insurance benefits program.  But that has been a declining value lately, too. We now pay much higher premiums than just a few years ago. Costs to our family rose in two years by more than $350 per month. We are responsible for bigger deductibles and co-pays, all while premiums are going up and we pay a greater percentage of those.   

Andrea is on medications for pain, and recently had an operation to help ease that.  To my shock, our out-of-pocket costs came in at $3300. Normally, I would dip into the home equity account for that. But we had used almost all of that for renovations in 2004 and had trouble keeping up the payments with Andrea not working.  Given the current economic state, the bank would not increase the size of that loan now.  We technically have “bad credit” because of all that’s happened.  If we sold our house, we’d owe $40,000 on it after the sale.  And that’s IF if we could find a buyer at all.  Who wants to be homeless with a $40,000 bill?

We were at our wits end when we hit on the idea of a car title loan. Under the circumstances, it was a way to buy time and work out a plan.

Our source for fast cash was Knoxville Car Title Loans.   You go online, spend about 20 minutes on the online application and boom, there it is. You get money in your checking account the very next day.  I recommend to anyone in this situation to find a vehicle title loan company.  I would use it again if the situation called for it.  

- Leander M.

With all the problems with banks these days this may not come as a shock: Your car is the new bank. Hear me out on this.

I was born, raised and worked until recently in the the Ashley Oaks area southwest of Knoxville.  But all in the same week my wife got sick, my car started having major problems and I lost my job.  It was the kind of situation you take one day at a time.

Fast forward, my wife is doing better but not working yet.  I got a new job, and the car is fixed.  The problem is the job is up in Buffat Heights, clear across Knoxville, a 24 mile drive along routes 40 and the 640 bypass.  To get the car ready for that kind of driving I needed about $1800 in repair work, just at a time when money was in short supply.  With some big bills I couldn’t pay I had bad credit – and don’t even think of going to a bank at a time like this if that’s your situation.

The crazy (and good) thing is that the problem car became the solution car.  I went to Knoxville Car Title Loans.  I had always avoided those no credit check car title loans companies in the past.  But this is a loan with an online application. My car (actually, it’s a small SUV) still has value, so this is where I could use it to cover the car repairs.   I filled out an application on the Internet from my computer.  It’s as easy as answer the questions, then click and send – car cash title loans are done in less than 30 minutes.  Now I’m working again, taking care of my family, and no worries about the car breaking down.

I hate to admit a natural disaster like a tornado helps me make money.  But without the ability to borrow money against my truck, my finances would be their own catastrophe.

Here’s the situation.  We get tornadoes around Knoxville and throughout the south more and more each year.  Lots of private contractors are used in the clean up, and later reconstruction, work.  Guys like me who have light trucks come in real handy and get a lot of work from this.  S— happens as they say, and those families who lose their homes are just glad when they can get things back to normal.

I drive Dodge Durango truck and learned about this work just this spring.  But it is seasonal work, and I had to take a chance and leave my regular job for this work.  It is worth it because it pays more than twice as much, but the first pay might not arrive for six or eight or even ten weeks.  My wife and I have bad credit because of some problems with health insurance a few years ago, so borrowing is not easy for us.  

How would my family survive?  There is the rent, truck payments, health insurance, food and old debt. What I needed is fast cash.

The answer was Knoxville Car Title Loans Car Title Loans. You get money when you need it from a simple online application.  I got the advance in one day, which gave me the confidence to go and start the work from the first tornadoes in April down in Little Rock, then take care of some pretty serious damage in Lawrence County here in Tennessee.  It’s been a busy time ever since. My wife wasn’t too happy about that truck two years ago when we ran into money problems, and again with the high gas prices this year.  But now, the loans on car title in this situation actually means making MORE money, enough to help us get caught up.

Welcome to Knoxville Car Title Loans!